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The Geek Scrolls

The majority of consumers are wildly wrong about what it takes to get a mortgage

The majority of consumers now think it is much harder to qualify for a home loan than it actually is, according to a recent Fannie Mae survey of more than 3,000 people. Respondents thought they needed much higher credit scores and bigger down payments than necessary. They also didn’t know much about the minimum debt…
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Refinancing

Refinancing ….should you refinance or not? Does it really save you money? Don’t Jump into a refinance until you know the facts and how it will “really” affect your home mortgage! Your mortgage is connected to the ONE SINGLE MOST important investment of your life, your home! So many large “factory” type companies advertise, suck…
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Interest Rates

Interest rates? What are they really and how do they work? The hot topic, “Interest Rates are down” and ….yes they are. However, do you qualify for the lowest interest rates, the rates you see on freeway adds? Did you know there are three things the investors/mortgage lenders care most about after they assess the…
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Effects of Foreclosure in California

Maybe you’ve seen the signs in your own neighborhood and wondered, “Are we buy houses companies credible”? The advertisements talk about companies that buy houses for cash fast, but they do not talk about if cash house buyers are safe or reputable. Just like any industry, there are those who are dishonest, but investing in real estate…
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Sell A House Fast in Southern California: 5 Tips For Success

Considering selling your house and want to do it as quickly as possible? Of course! Most people want that. We buy and sell houses all the time and have some proven tips on how to sell a house fast in Southern California… or any other town or city. We use these tips every time we sell a house we’ve…
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Real Estate News – California may get rid of SFR zoning

California Single Family Zoning May Be Eliminated Forced low density zoning is a big reason why California is beset by suburban sprawl. This increases housing costs, commute time, and is a massive ecological disaster. This doesn’t do away with picket fence homes- you can still live in them if you want, but current zoning laws…
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We Buy Houses Fast in Southern California, CA

We Buy Houses Fast in Southern California, CA Posted on: April 25th, 2019 by Juan, No Comments You’ve probably seen ‘we buy houses fast’ signs in Southern California, CA, and wondered what they were about. Well… we buy houses fast in Southern California, CA and I’ll tell you why. First of all, welcome to our blog. Here you’ll find plenty…
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We Buy Houses Scams In Southern California and How To Avoid Them

We Buy Houses Scams In Southern California and How To Avoid Them Posted on: April 18th, 2019 by Juan, No Comments Have those advertisements for people saying, ‘we buy houses’ caught your eye and made you question whether they are we buy houses scams? This is a very real concern for people considering this kind of service. Trying to sell your…
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